Personal InjuryHow Do I Prove I Have Bad Faith Insurance?

January 10, 20220

After a car accident, we lean on insurance providers to give us the compensation needed to make car repairs and pay for related medical expenses. Unfortunately, insurance companies don’t always have policyholders’ best interests at heart. In many instances, insurance providers only care about their bottom line and display bad faith practices that don’t uphold their agreements or regulations. If you believe you’ve experienced bad faith insurance, you will need to build a solid case to get the compensation you deserve.

How to Prove Bad Faith Insurance Practices

If an insurer fails to uphold their implied or expressed duties, you may have a bad faith claim. Here is what you need to prove that you have a bad faith insurance case:

  1. Refusing to Pay Out a Claim: If your insurance provider is failing to pay your claim without a reasonable basis or without properly investigating the claim in a timely manner, you may be experiencing bad faith insurance practices. Your insurance provider must give you a valid reason for refusing to pay you.

  2. Failing to Disclose Policy Limitations Before the Accident: If you are only being told about policy limitations after you filed a claim but were never made aware of them when you started your policy, it may be a form of bad faith insurance practices.

  3. Failing to Deny Your Claim in a Timely Manner: Insurance providers need to provide you with a response on your claim in a timely manner. Failing to do so could affect your case and maybe a form of bad faith insurance.

What Should I Do If I Experience Bad Faith Insurance Practices

If you believe your insurance provider isn’t following their duties or your policy agreement, you have rights that protect you. Our team at Scarlett Law Group can investigate your case and help you get the compensation you deserve after your accident. We have the knowledge, skills, and experience needed to help you get the compensation you deserve to cover lost wages, medical expenses, and more. Don’t let your insurance company stop you from getting what you deserve.

Contact our San Francisco car accident attorneys today at 415-688-2176 to schedule a conulstation!

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